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Affiliated Business Arrangement Disclosure Statement (OH/KY)

From: Coldwell Banker Realty · OH Rev. 12/2025

This is to give you notice that Coldwell Banker Realty, (Broker), a subsidiary of Anywhere Real Estate Inc., is part of the Anywhere Advisors family of real estate brokerage companies and has a business relationship with the companies listed below in this Statement. Anywhere Real Estate Inc. owns 100% of Anywhere Advisors LLC, which owns 100% of Broker. Anywhere Real Estate Inc. also owns 100% of each company listed below, except for (i) Guaranteed Rate Affinity LLC, in which Anywhere Integrated Venture Partner LLC has a 49.9% ownership interest, (ii) the title insurance provider, Quality Choice Title, in which Anywhere Integrated Services LLC has an 81% indirect ownership interest, (iii) the title insurance provider, Residential Title, in which Anywhere Integrated Services LLC has a 51% indirect ownership interest, (iv) the title insurance provider REALtech Title LLC in which Anywhere Integrated Services has a 51% indirect ownership interest, (v) Ojo Labs, Inc. in which Anywhere Real Estate Services Group LLC, (a subsidiary of Anywhere Real Estate Inc.), has a 10.2% ownership interest, (vi) Concierge Auctions in which Anywhere Real Estate Services Group LLC (a subsidiary of Anywhere Real Estate Inc.) has a 50% interest in RESO-CA JV LLC which owns 80% of Concierge Auctions, and (vii) Notarize Inc., in which Anywhere Real Estate Services Group LLC has a 1.65% interest. Anywhere Real Estate Inc. also owns the franchisors of the BETTER HOMES & GARDENS® REAL ESTATE, COLDWELL BANKER®, COLDWELL BANKER COMMERCIAL®, CENTURY 21®, CORCORAN®, ERA®, AND SOTHEBY'S INTERNATIONAL REALTY® franchise systems. Because of these relationships, Broker's referral of business to any of the companies listed below may provide Broker, Anywhere Real Estate Inc., Anywhere Advisors LLC, the franchisors owned by Anywhere Real Estate Inc. and/or their employees, affiliates, or any other related parties noted herein a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed providers as a condition of the purchase or sale of your property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Guaranteed Rate Affinity LLC

Provides a full range of residential first mortgage loan products and services. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.

Settlement services Estimate of charges generally made by provider
Loan origination charge* $1,490.00 - $1,640.00
Loan discount fee/points* 0% - 5% of loan amount
Application fee* $0 - $150

* Loan origination fee names and amounts may vary based on state law and regulations.

This summary shows the mortgage provider you are being referred to. The full disclosure statement, covering all affiliated providers (insurance, title companies, and others), is available here: view the complete disclosure form (PDF) .

Acknowledgment: I/We have read this disclosure form and understand that Broker is referring me/us to purchase the above-described settlement service(s) and that Broker, Anywhere Real Estate Inc., Anywhere Advisors LLC, their employees and/or subsidiaries and affiliates may receive a financial or other benefit as a result of this referral.

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Continuing takes you to The DiBari Team at Guaranteed Rate Affinity (Guaranteed Rate Affinity, LLC, NMLS #520809) — an external website not operated by The Ernst Team.